Rachman, F., Abdul Ghani Azmi, I., & Oetomo, H. W. . (2023). DECISION TO USE ISLAMIC BANKS DURING ECONOMIC UNCERTAINTY. DOES PERCEIVED SECURITY MODERATE THE PROCESS?. Online Journal of Islamic Management and Finance (OJIMF), 3(2), 74–89. https://doi.org/10.22452/ojimf.v3i2.47742